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Automotive
Real Phone   Directions
AAA 800‑222‑4357  Press 0 after the intro; Select emergency road service.
Allstate Road Service 800‑869‑7997  Direct to Human.
Chrysler Financial 800‑700‑0738  Select language, then press 00.
Ford Interest Advantage 800‑462‑2614  Choose option 4, then press 0.
Ford Motor Credit 800‑727‑7000  Press # repeatedly.
GMAC 800‑200‑4622  Repeatedly press # at each prompt.
Honda Financial Services 800‑445‑1358  Press 0 at each prompt.
Nissan Credit (NMAC) 800‑888‑2799  Press 1 0.
Toyota Financial Services 800‑874‑8822  Select language option, then 00000.
Credit

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Real Phone   Directions
Amazon Visa 888‑247‑4080  Press 0 twice. Ignore invalid account message.
American Express 800‑528‑4800  Press 0 repeatedly.
American Express Business 800‑492‑3344  Press 0# at each prompt.
Aspire Visa 800‑348‑8783  Follow prompts to report your card stolen.
AT&T Universal Card 800‑423‑4343  Don't press or say anything.
Bank Card Services 800‑655‑1491  Press 0 repeatedly.
Best Buy Card 800‑365‑0292  Press 00*, then press 8. Repeat as needed.
Bloomingdales Credit 800‑295‑4057  Say "agent."
Chase Credit Cards 800‑625‑5161  Direct to Human. For online issues only.
Circuit City Visa 888‑363‑8001  Press 0 repeatedly.
Citi Cards 866‑696‑5673  Press 0.
Diner's Club 800‑729‑5309  Press 2.
Discover 800‑347‑2683  Press ****.
Exxon Mobil Card 800‑344‑4355  Press 000, ignoring message.
Gap Credit Card 800‑887‑1198  Press 000.
GM MasterCard 800‑947‑1000  Press 0 at each prompt.
Household Bank Credit Card 800‑771‑7339  Press 0 at each prompt.
Key Bank Visa 800‑444‑4539  Press 0# quickly and repeatedly.
Macy's Credit 866‑593‑2543  When asked for account info, say "No". Then say "More    Options", "Other Options", "Agent".
Marshall Fields Credit Card 800‑280‑4356  Press 9 0.
MasterCard 800‑622‑7747  Press 000 at each prompt.
MBNA 800‑421‑2110  Say "customer service" at each prompt.
Providian Card Services 800‑356‑0011  Press 0# at each prompt.
RBS Credit Card Services 800‑747‑8155  Press 0 at each prompt.
Sears Credit Card 800‑917‑7700  Press 0000000.
US Bank / Visa 800‑285‑8585  Say "operator" at each prompt.
Visa 800‑847‑2911  Press 000; ignore prompts saying that it's an invalid entry.
Wal‑Mart Credit Card 866‑888‑3868  Do not press anything.
Finance / Banks

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Real Phone   Directions
AAA Financial 800‑523‑7666  Press 0 at each prompt. Ignore invalid response.
ABN AMRO Mortgage 800‑783‑8900  Press ##0.
Accredited Home Lenders 877‑683‑4466  Press 0.
Advanta Bank Corp. 800‑705‑7255  Press 0.
AIG VALIC 800‑448‑2542  Press 0, then choose option 1 and say "CSP."
Allmerica Financial 800‑533‑7881  Press 00 at each prompt.
America First 800‑999‑3961  Press 0 or say "member services."
American Education Services 800‑233‑0557  Select language. Press 2. Press 0# at each prompt.
American Funds 800‑421‑0180  Press 0.
Ameritrade 800‑669‑3900  Press 3 3 0.
Bank of America 800‑432‑1000  Press 00 at each prompt.
Bayview Loan Services 800‑457‑5105  Press 0.
Capital One 800‑903‑3637  Press 0 at each prompt.
Charles Schwab 800‑435‑9050  Press 3 0.
Chase 877‑226‑5663  Press 00.
Chase 800‑242‑7324  Press 0 at each prompt.
Chase Auto Loans 800‑346‑9670  Press 1 2 *0.
Chase Home Finance 800‑848‑9136  Press #0 #0 #0.
Citibank 800‑756‑7047  Press 0# 0# 0# 0# 0# 0#.
Citizens Bank 800‑922‑9999  Press 000.
Columbia Mutual Funds 800‑345‑6611  Say "Representative."
Commerce Bank 888‑751‑9000     Human answers.
Compass Bank 800‑239‑5175  Press 00 at each prompt.
Computershare 800‑317‑2512  Press 00.
Countrywide Loans 800‑669‑5864  Press 0 repeatedly.
Decision One Mortgage 888‑264‑3663  Don't press or say anything.
DirectMerchants Bank 800‑379‑7999  Press 0 at each prompt.
Dodge and Cox 800‑621‑3979  Press 0.
e*Trade 800‑786‑2575  Press ####.
Edward Jones 314‑515‑2000  Direct to human.
Electrolux Financial 800‑388‑1826  Direct to human.
Emigrant Direct 800‑836‑1997  Press 0.
Equifax 866‑640‑2273  Press 3 0.
Fidelity 800‑544‑6666  Ignore prompt for Social Security number; press ###.
Fidelity NetBenefits 800‑581‑5800  Press 1 ################# (# 17 times).
Fifth Third Bank 800‑972‑3030  Press 0 0.
First National Bank of Omaha 888‑530‑3626  Press 0 at each prompt.
GE Finance CareCredit 866‑893‑7864  Press #####.
GMAC Mortgage 800‑766‑4622  Press 0 at each prompt.
Homecoming Financial 800‑206‑2901  Don't press anything; when asked for Account# or SS#, say  "no."
HSBC  800‑477‑6000  Press 1 3 0.
HSBC Auto Re-Finance 800-922-4964     Option 4. Press 1. The Press 0. You will talk with a human soon after that.
IndyMac Bank 800‑781‑7399  Press 0 at each prompt.
ING Direct 800‑464‑3473  Direct to Human.
John Deere Credit 800‑541‑2969  Press 9.
Key Bank 800‑539‑2968  Don't press or say anything.
M&T Bank 800‑724‑2440  Press 0# at each prompt.
Mellon Investor 800‑522‑6645  Press #.
Merrill Lynch 800‑637‑7455  Say "Service Associate" and then hold.
MetLife Bank 866‑226‑5638  Press 000 rapidly and repeatedly.
Moneygram 800‑926‑9400  Press 0.
NAVY FCU 800‑914‑9494  Press 2 ***.
NOVA Information Systems 800 377‑3962  Press 0.
PNC Bank 888‑762‑2265  Press * repeatedly.
Principal Financial Group 800‑547‑7754  Press ###. Ignore prompt for social security number.
Privacy Guard 800‑734‑0199  Select language. Direct to human.
Prudential Annuity 888‑778‑2888  Press ** at each prompt.
Prudential Financial 800‑778‑3932  Don't press or say anything.
Regions Bank 800‑734‑4667  Press 00 at each prompt.
Sallie Mae 888‑272‑5543  Press 00 at each prompt.
Smith Barney Benefitaccess 888‑822‑6067  Press 0.
Sovereign Bank 877‑768‑2265  Don't press or say anything.
State Farm Bank 877‑734‑2265  Say "Operator" at each prompt.
Student Loan Corp. 800‑967‑2400  Press 5.
Student Loan People 888‑250‑6401  Press 0 repeatedly.
SunTrust 800‑786‑8787  Press # rapidly and repeatedly.
T. Rowe Price 800‑922‑9945  Say "Operator" at each prompt.
T. Rowe Price 800‑225‑5132  Press 0 at each prompt.
TD Waterhouse 800‑934‑4448  Press # #.
TIAA-CREF 800‑842‑2733  Don't press anything; stay on line for rep.
TransUnion 800‑916‑8800  Press 2.
US Bank 800‑872‑2657  Press 0 at each prompt.
USAA 800‑531‑2265  Say "Representative" at each prompt.
USAA Investment Mgmt 800‑531‑8448  Press 0# at each prompt.
Vanguard Funds 800‑662‑2739  Press 0.
Wachovia 800‑922‑4684  Press 00 at each prompt.
Washington Mutual 800‑788‑7000  For all Washington Mutual numbers, press 0 at each prompt.
Wells Fargo 800‑869‑3557  Press 0 0.
Western Union 800‑325‑6000  Press * # #.
Government

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Real Phone

   Directions
Sallie Mae ‑ Student Loans 888‑272‑5543  Don't press or say anything.
Thrift Savings Plan 877‑968‑3778  Make no selections or entries and it forwards you to a rep
 automatically.
US Dept. of Edu ‑ Financial Aid 800‑422‑3243  Direct to Human.
US Dept. of Edu ‑ Loans 800‑848‑0979  Don't press or say anything.
US Dept. of State ‑ Passports 877‑487‑2778  Select language. Press 1 3.
US Dept. of Transportation 800‑832‑5660  Press 000.
US Dept. of Veterans Affairs 800‑827‑1000  Press 1 0.
US Federal Trade Commission 877‑382‑4357  Press 4 5 0 at each prompt.
US Homeland Security ‑ FEMA 800‑621‑3362  Select language. Press 0 0.
US Homeland Security ‑ INS 800‑375‑5283  Select language. Press 2 6 2 4. Press 0 at each prompt.
US IRS 800‑829‑1040  Don't press or say anything.
US Medicare 800‑633‑4227  After the initial greeting, say "agent" or press #0.
US Mint 800‑872‑6468  Press 0.
US Postal Service 800‑275‑8777  Press 5 4 2 2 at each prompt.
US Social Security Admin 800‑772‑1213  Press 00.
Hardware

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Real Phone   Directions
Apple 800‑275‑2273  Press 000; if virtual rep answers, say "operator."
Belkin Technical Support 800‑223‑5546  At prompt, enter ext. 2263; at next prompt, press 1 2.
Compaq 800‑652‑6672  Say "I don't know" and "operator" repeatedly.
Dell 888‑560‑8324  Press 00 at each prompt.
Dell 800‑999‑3355  Press 0 repeatedly.
Dell 800‑624‑9897  Press 0 repeatedly.
Dell Customer Service 800‑624‑9896  Press 0 0 0 0 0.
Fujitsu PC Support 800‑385‑4878  Press 0 0.
Gateway 800‑846‑2301  Don't press or say anything.
Hewlett‑Packard 800‑474‑6836  Say "Agent".
IBM 800‑426‑4968  Direct to Human.
Insurance

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Real Phone   Directions
AARP Healthcare Options 800‑523‑5800  Press 1 4.
ADP Benefits 800‑422‑9409  Press 0 after each prompt.
Aetna 800‑738‑7674  Say "Member," press *0.
Aetna ‑ AT&T 800‑680‑3566  Press *0.
AIG 877‑638‑4244  Direct to Human.
American Home Shield 800‑776‑4663  Say "transfer" at each prompts.
Anthem Blue Cross & Blue Shield 800‑280‑7293  Press 1 * * * *.
Blue Cross FEP 800‑451‑7602  Press 0 3.
Ceridian Benefit Services 800‑877‑7994  Press 0 repeatedly.
CIGNA 800‑849‑9000  Press ##.
GEICO 800‑841‑3000  Press 6 1 5.
Humana Medicare Claims 800‑457‑4708  Press **00* .
Humana Prescription Drug 800‑281‑6918  Press **00*.
Liberty Mutual (Claims) 800‑225‑2467  Press 1 0.
Medco 800‑251‑7690  Press 0000,enter member ID or say "I don't have a member  ID."
Medicare 800‑633‑4227  Say "agent."
MetLife 800‑560‑5001  Press ####.
Principal Life 800‑247‑4695  Press 1 2 0 0 0 0.
Progressive Insurance 800‑776‑4737  Press 0 0 0.
United Health Care 800‑585‑6586  Say "Representative" three times.
USAA 800‑531‑6095  Press 000#.
Internet

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Real Phone